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No Medical Exam Life Insurance

 

No medical life insurance is a streamlined underwriting program that provides high-quality life insurance products to the consumer with a faster and simpler process. This innovative program uses data that can be easily obtained within 48 hours to eliminate the need for paramedical/ medical exams and lab   testing for about 50% of eligible applicants. Data used to help simplify the underwriting process include MIB Inc., Motor Vehicle Reports (MVRs), prescription records, and information collected during the application process and/or phone interview.

To qualify for a No Medical Life Insurance policy you must be between the   ages of 18-64 with no significant medical or non-medical conditions. The face amount or death benefit of the policy cannot exceed $1 million.

This type of product is a great option for someone who is healthy looking to bind insurance coverage quickly without the need of harassing medical exams, blood tests, urine analysis. Just a simple application and telephone interview are sufficient for most applicants.

To learn more about No Medical Life Insurance please contact us today for additional information or to request a quote.

 

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